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And the reason??? DING DING DING DING DING… CD Rates suck at the moment. Stay tuned when the economy recovers.
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| Certificate Product Name | Annual Percentage Yield | Interest Rate |
| 3 month Certificate of Deposit | 1.25% | 1.24% |
| 6 month Certificate of Deposit | 1.75% | 1.73% |
| 1 year Certificate of Deposit | 2.50% | 2.47% |
| 18 month Certificate of Deposit | 2.50% | 2.47% |
| 2 year Certificate of Deposit | 3.50% | 3.44% |
| 3 year Certificate of Deposit | 3.50% | 3.44% |
| 4 year Certificate of Deposit | 3.50% | 3.44% |
| 5 year Certificate of Deposit | 3.50% | 3.44% |
| 1. Early withdrawal penalty may be imposed. 2. Minimum opening deposit of $2,500 Location: 2244 W. 95th St. |
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Wheatland Bank is offering many of their CD terms at 3.25% APY. Their 2-year CDs, 3-year CDs, 4-year CDs, and 5-year CDs are all at that rate. Their 1-year and 18-month CDs are also at a competitive 3.00% APY. All the CDs have a minimum deposit of $2500. Wheatland Bank’s money market account is also returning a reasonable 2.50% APY for deposits over $2500.
Wheatland Bank has one location: 2244 95th Street in Naperville.
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CD Rates Chicago, is a website with information on the highest Illinois CD rates, money market rates, and savings rates, as well as other banking and financial steals and/or deals and information in the Chicago or surrounding area.
If you’ve seen any banking steals and/or deals that would be appropriate for us, please e-mail us at cdupdate@cdrateschicago.com. If you are a bank or a credit union, you can certainly send your best deals to us as well - if we think they need some attention, we’ll give them some.